For many young families, the first home is a stepping stone. It’s where you start building your life together, but eventually there comes a time when you begin thinking about something bigger – a place where your family can truly settle. Moving into your forever home is an exciting milestone. But while mortgage rates, deposits and affordability are important, there are many other factors that can shape whether a house really becomes the right long-term home for your family. As [...]

Covering Edinburgh, Dunfermline and Perth, I always like to keep people in those areas up to date on Mortgage market conditions. During the Coronavirus pandemic Interest rates dropped to an historic low, but they were unlikely to stay that way forever. And with the Bank of England raising interest rates recently and hinting that further rates are likely to increase in the near future, I would urge mortgage borrowers to act quickly to avoid getting stung by more interest [...]